The Capital One Enterprise X Rewards Credit score Card entered the market a 12 months in the past with huge plans to disrupt the premium journey card trade. I am a fan and have taken benefit of virtually all the advantages of the cardboard since I opened it. It has additionally shortly develop into my favourite card for on a regular basis spending due to the two miles per greenback I obtain on each buy.

It is exhausting to not love a card that provides a lot worthtogether with an annual report $300 assertion credit score (plus as much as 10 miles per greenback) for purchases by Capital One Journey, entry to greater than 1,400 airport lounges worldwide, a ten,000 mile anniversary bonus and extra.

The very best half? That is obtainable for a solely $395 annual charge — effectively under its opponents.

I am not the one one who has seen the unimaginable worth in Enterprise X. Lots of my colleagues right here at The Factors Man have additionally made the many of the card since its launch a 12 months in the past.

Maintain studying to learn how – and why – the map could possibly be an excellent match to your personal pockets.

Benefits of the Capital One Enterprise X card

I discussed a couple of of the advantages of Enterprise X above, however there are such a lot of. Here’s a temporary overview of probably the most worthwhile:

• 75,000 miles after spending $4,000 on the cardboard within the first three months.
• As much as $300 computerized annual assertion credit score for bookings by Capital One Journey.
• Limitless entry to Capital One Loungestogether with two free visitors.
• Limitless entry for you and two visitors to Capital One’s accomplice lounge community of over 1,400 places, together with Precedence Cross places, Eating places and Plaza Premium Lounges.
• 10,000 bonus miles on every account anniversary, beginning in your first anniversary.
• As much as 4 approved customers at no further value – who then get their very own entry to Capital One Lounges, Plaza Premium Lounges and Precedence Cross places.
• Free Hertz President’s Circle Standing.
• 10 miles per greenback spent with tutorial (till Might 16, 2023).
• As much as $100 in assertion credit for TSA PreCheck or World Entry.

The cardboard additionally comes with journey cancellation and interruption insurance coverage, journey delay reimbursement, and cellphone safety. And with Capital One Journey, it can save you a median of 15% on flights with worth alerts that notify you of the very best time to e-book. When you e-book when Capital One Journey recommends, you will additionally get free worth drop safety. For extra flexibility, you’ll be able to even add the flexibility to cancel your flight for any cause or freeze the value of a flight for a couple of days.

Plus, Capital One Journey proactively matches or beats resort charges from Expedia and others, guaranteeing you get the very best worth to your room.

Associated: New 75,000 Mile Bonus, Diminished Minimal Spend Requirement: A Capital One Enterprise X Assessment

All of those advantages look nice on paper, however I put Enterprise X to the take a look at this 12 months – and it has earned a spot in my long-term portfolio.

My first 12 months with Enterprise X

The sign-up bonus was simply one of many causes I jumped on the probability so as to add Enterprise X to my portfolio. In fact, the present provide is value $750 when used instantly for journey purchaseshowever right here at TPG, we set that 75,000 miles at almost $1,400 in the event you strategically use Capital One’s unbelievable switch companions.

This is how I’ve gotten probably the most out of Enterprise X since opening an account earlier this 12 months:

• I acquired a $300 assertion credit score for airfare booked by Capital One Journey, which decreased my outlay for an costly flight to only over $200.
• Earn 10 miles per greenback on rental automobiles booked by Capital One Journey in Hawaii – and get a free improve with Hertz President’s Circle standing.
• Entry the unimaginable Capital One Lounge at DFW throughout an extended layover, permitting me to refuel with contemporary, native meals and unwind with a craft cocktail.
• Miles transferred to Air France-KLM Flying Blue throughout a switch award for 4 one-way tickets Paris-San Francisco, save me 1000’s of {dollars}.

I just like the Enterprise X card not just for its beneficiant advantages and comparatively low annual charges, but in addition as a result of I earn 2 miles per greenback on my each day purchases. The miles add up a lot quicker, bringing me even nearer to my journey targets.

Different TPG Workers

Do not take my phrase for it. This is how different TPG workers use the Capital One Enterprise X Rewards Credit score Card:

Colby Kirkpatrick, Social Media Supervisor

An ideal Enterprise X reward I used this 12 months was the $300 journey credit score by Capital One Journey. With this, I coated nearly your entire value of renting my Chevrolet Tahoe automobile on my $0 street journey California’s iconic Freeway 1 – and I used Capital One miles at a hard and fast worth to clear the remainder of the acquisition. Each had been extremely simple to make use of.

Erica Silverstein, cruise editor

I used the $300 journey credit score after I needed to spend an evening in London within the West Finish. Motels on this fashionable vacationer space had been notably costly, which offset most of the price of this keep. And I used Precedence Cross membership to entry the airport lounges at Washington, DC Dulles Worldwide Airport (IAD) and Miami Worldwide Airport (MIA). I plan to make use of the World entry credit score for my son because the profit applies to all software charges charged to Enterprise X, not simply these of the first cardholder.

Associated: 6 Issues to Do When You Get the Capital One Enterprise X Card

Hannah Streck, Senior web optimization Supervisor

I appreciated the entry to Precedence Cross lounges, which was particularly helpful for worldwide journey, as not all main carriers have their flagship lounges at European airports. I used the $300 journey credit score for a one-way premium financial system ticket to Germany, and I additionally like that I earn 10 miles per greenback after I e-book accommodations by Capital One Journey. I am saving my miles to redeem them for an extended journey to New Zealand and Australia.

Katie Genter, Senior Author

I had the Capital One Enterprise Rewards Credit score Card since 2015, however I opened a brand new Capital One Enterprise X Rewards Credit score Card in March 2022 as a result of his sign-up bonus was exhausting to show down. I intend to make use of these miles by transferring them to certainly one of Capital One Switch Companions.

Within the meantime I obtained nice worth from Enterprise X. I exploit the cardboard as my each day expense card since I do know I am going to earn at the very least 2 miles per greenback on all purchases, together with issues like tenting reservations and charitable donations, which usually would not earn bonus rewards on my different playing cards. I visited the Capital One Lounge in Dallas a number of occasions and I actually assume it is the finest saloon in dallas for any cardholder. And I’ve benefited a number of occasions from worth drop safety after reserving flights by way of Capital One Journey with my Enterprise X card.

Matt Moffit, Credit score Card Editor

I utilized for Enterprise X the primary month after it was launched as a result of I used to be desperate to earn the preliminary sign-up bonus. I transferred my miles to Singapore Airways KrisFlyer as a part of a promotion to earn KrisFlyer Gold standing by changing financial institution rewards to this system.

To share the advantages of lounge entry, I added household and mates as approved customers on my Enterprise X. This free profit gave every of them free entry to greater than 1,400 salons worldwide by Capital One’s in depth community.

Lastly, I signed up for the Hertz President’s Circle standing profit included with this card. This allowed me to skip the queues at some rental companies and obtain automobile upgrades.

Associated: Suggestions and methods to get probably the most out of your Capital One miles

On the finish of the road

The Capital One Enterprise X Rewards Credit score Card launched a 12 months in the past – and it has been successful with loads of TPGs (myself included). Whether or not it is saving cash on in any other case costly resort stays with the $300 Journey Credit score, incomes as much as 10 miles per greenback on bookings by Capital One Journey, or having fun with from expanded lounge entry to the map (together with for approved customers), there’s loads to love about Enterprise X.

The cardboard additionally earns at the very least 2 miles per greenback on each buy whereas providing in depth journey protections, and the ten,000 mile bonus on the cardboard’s first anniversary is certainly one thing to rejoice.

Maybe most significantly, the advantages of the cardboard maintain getting higher – with current bulletins of Capital One Landingsa brand new airport lounge idea centered on gastronomy and Premier Assortmenta curated checklist of luxurious accommodations with unique advantages for Enterprise X cardholders.

All of this (and extra) will be yours with the bottom annual charge of any premium journey card.

Do not miss the chance to go additional in your journey and your rewards. Apply for the Capital One Enterprise X Card at the moment.